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Mortgage Loans

If you are interested in buying, building, or refinancing your home, contact one of our mortgage specialists today. Let us match one of our many products to your specific needs. Our full service residential lending department offers:

Conventional, FHA, USDA and VA loans
Programs for first time homebuyers
Second mortgages and home equity lines of credit
Condominium financing
Reverse Mortgages

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Meet our experienced team of experts!

Don Copeland
Residential Lending Mgr
NMLS# 297699
Email
850-202-1307 (Office)
850-291-1239 (Cell)

Kasie Copeland
Sr. Residential Loan Officer
NMLS# 304954
Email
850-202-1312 (Office)
850-291-1934 (Cell)

Ed Brown
Residential Loan Officer
NMLS# 416348
Email
850-202-4284 (Office)
850-324-2976 (Cell)

Residential Mortgage Forms

Gulf Coast Community Bank is participating in FDIC’s Transaction Account Guarantee Program. Under this program, through December 31, 2012, all non-interest bearing transaction accounts are fully guaranteed by FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance.

The term “non-interest bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. Under Bill 6398, interest bearing IOLTA (Interest on Lawyers Trust Accounts) are also fully insured under the TAG Program until December 31, 2012. It does NOT include traditional checking accounts, NOW accounts or demand deposit accounts that earn interest. To inquire about the TAGP insured accounts, contact a Gulf Coast Community Bank customer service representative.