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Savings

FEATURES FOR ALL SAVINGS ACCOUNTS

$100 minimum deposit to open (except Minor Savings)
Free Internet Banking
Imaged Quarterly Bank Statements
Electronic Statements Available
Interest compounded daily, credited quarterly and paid on the collected balance. No minimum balance required to collect interest.
6 Withdrawals allowed per month—additional debits or drafts are $3 each regardless of balance

Minor Savings

(Requires Joint Ownership w/parent or legal guardian)
$10 minimum deposit to open
No monthly maintenance fee

Personal Savings (Must be 18 years or older)

Interest bearing account (no min. balance required)
To avoid maintenance fee a $300 minimum daily collected balance or $1,000 monthly average collected balance must be maintained. Otherwise a $3.00 fee will be applied per statement cycle.

Community Savings (Must be 18 years or older)

Must maintain $5,000 daily ledger balance to earn top interest tier.
To avoid maintenance fee, a $300 minimum daily collected balance or $1,000 monthly average collected balance must be maintained. Otherwise a $3.00 fee will be applied per statement cycle.

Gulf Coast Community Bank is participating in FDIC’s Transaction Account Guarantee Program. Under this program, through December 31, 2012, all non-interest bearing transaction accounts are fully guaranteed by FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance.

The term “non-interest bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. Under Bill 6398, interest bearing IOLTA (Interest on Lawyers Trust Accounts) are also fully insured under the TAG Program until December 31, 2012. It does NOT include traditional checking accounts, NOW accounts or demand deposit accounts that earn interest. To inquire about the TAGP insured accounts, contact a Gulf Coast Community Bank customer service representative.