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Fees

Fees Effective September 1, 2011
Account Balancing and Research	$20.00 per hour
HSA-Account Closing Fee (if closed before age 65)	$25.00
HSA-Set Up Fee-One Time Fee for setting up account	$10.00
Account Closing Fee-All Other Transaction Accounts (if closed within 180 days of opening)	$10.00
Cash Advance	$5.00 each
Check Copies	$2.00 each
Check Orders	(price determined by quantity and style)
Replace Debit Card (customer request)	$3.00 each
Collection Items:
Domestic	$10.00 each
International	$20.00 each
Bonds Coupons	$5.00 per envelope
Dormant Account (assessed after 12 months of no activity)	$10.00 monthly/quarterly on savings
Facsimile Services	$1.00 per page
Charged Off Overdraft Collection Fee	$30.00
Interim or Duplicate Statement	$2.00 each
Tax Levy	$25.00 each
Notary Service:
Customers	No Charge
Non-Customers	$10.00
Official Check:
Customers	$5.00 each
Non-Customers	$10.00 each
Overdrafts (non-sufficient funds) *Overdrafts may be created by check, in-person withdrawal, ATM withdrawal or other electronic means. One time point of sale (POS) transactions will not be assessed a fee.	$33.00 per item*
Returned Deposited Items	$7.00 each
Safe Deposit Box Rental: *Fees for drilling boxes, replacement key or locks will be actual cost incurred.
3 x 5	$20.00
5 x 5	$35.00
3 x 10	$40.00
5 x 10	$55.00
10 x 10	$100.00
Signature Guaranty (Customers Only)	No Charge
Stop Payment/Caution (good for six months)	$31.00 per item
Travelers Cheques:
Customers	1% of amount purchased
Non-Customers	2% of amount purchased
Wire Transfers:
Incoming Domestic or International	$15.00 each
Outgoing Domestic	$15.00 each
Outgoing International	$50.00 each

Gulf Coast Community Bank is participating in FDIC’s Transaction Account Guarantee Program. Under this program, through December 31, 2012, all non-interest bearing transaction accounts are fully guaranteed by FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance.

The term “non-interest bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. Under Bill 6398, interest bearing IOLTA (Interest on Lawyers Trust Accounts) are also fully insured under the TAG Program until December 31, 2012. It does NOT include traditional checking accounts, NOW accounts or demand deposit accounts that earn interest. To inquire about the TAGP insured accounts, contact a Gulf Coast Community Bank customer service representative.