Rates
Rates Current As Of: June 11, 2013
Rates are subject to change daily. Check with your local branch for the most current rate.
Deposit Accounts
| Product |
Rate |
Annual Percentage Yield |
| Checking |
| Free Senior Interest Checking |
| $500 to $4,999 |
0.10% |
0.10% |
| $5,000 to $24,999 |
0.25% |
0.25% |
| $25,000 & up |
0.40% |
0.40% |
| Interest Checking |
| $500 to $4,999 |
0.10% |
0.10% |
| $5,000 to $24,999 |
0.25% |
0.25% |
| $25,000 & up |
0.40% |
0.40% |
| Professional Advantage Checking |
| $500 to $4,999 |
0.10% |
0.10% |
| $5,000 to $24,999 |
0.25% |
0.25% |
| $25,000 & up |
0.40% |
0.40% |
| Non-Profit Checking |
| less than $5,000 |
0.10% |
0.10% |
| $5,000 to $24,999 |
0.25% |
0.25% |
| $25,000 to $249,999 |
0.40% |
0.40% |
| $250,000 & up |
0.10% |
0.10% |
| Business Interest Checking |
| less than $5,000 |
0.10% |
0.10% |
| $5,000 to $24,999 |
0.20% |
0.20% |
| $25,000 & up |
0.30% |
0.30% |
| Savings |
| Minor, Personal, & Business Savings |
| less than $5,000 |
0.20% |
0.20% |
| $5,000 & up |
0.30% |
0.30% |
| Personal & Business Community Savings |
| less than $5,000 |
0.25% |
0.25% |
| $5,000 & up |
0.40% |
0.40% |
| Health Savings Accounts |
| less than $1,000 |
0.40% |
0.40% |
| $1,000 to $2,499 |
0.55% |
0.55% |
| $2,500 to $4,999 |
0.55% |
0.55% |
| $5,000 & up |
0.55% |
0.55% |
| IOTA |
| all balances |
0.25% |
0.25% |
| Money Market |
| Personal MMA |
| less than $5,000 |
0.05% |
0.05% |
| $5,000 to $24,999 |
0.30% |
0.30% |
| $25,000 & up |
0.45% |
0.45% |
| Personal Premier MMA |
| less than $5,000 |
0.05% |
0.05% |
| $5,000 to $9,999 |
0.30% |
0.30% |
| $10,000 & up |
0.45% |
0.45% |
| Personal Relationship MMA |
| less than $5,000 |
0.05% |
0.05% |
| $5,000 to $9,999 |
0.30% |
0.30% |
| $10,000 to $99,999 |
0.45% |
0.45% |
| $100,000 & up |
0.50% |
0.50% |
| Commercial MMA |
| less than $5,000 |
0.05% |
0.05% |
| $5,000 to $24,999 |
0.30% |
0.30% |
| $25,000 & up |
0.45% |
0.45% |
| Commercial Premier MMA |
| less than $5,000 |
0.05% |
0.05% |
| $5,000 to $9,999 |
0.30% |
0.30% |
| $10,000 & up |
0.45% |
0.45% |
| Commercial Relationship MMA |
| less than $5,000 |
0.05% |
0.05% |
| $5,000 to $9,999 |
0.30% |
0.30% |
| $10,000 to $99,999 |
0.45% |
0.45% |
| $100,000 & up |
0.50% |
0.50% |
| Commercial Analyzed Earnings Rate |
0.20% |
|
Time Deposit Accounts
| Product |
Rate |
Annual Percentage Yield |
Penalty for Early Withdrawal |
| Certificates of Deposit (CDs) |
| 7 to 89 days |
0.72% |
0.72% |
all interest on amount withdrawn * |
| 90 to 179 days |
0.82% |
0.82% |
30 Days' Interest |
| 180 days to 364 days |
0.85% |
0.85% |
3 Months' Interest |
| 12 to 17 months |
0.95% |
0.95% |
6 Months' Interest |
| 18 to 23 months |
0.95% |
0.95% |
6 Months' Interest |
| 24 to 35 months |
1.05% |
1.06% |
6 Months' Interest |
| 36 to 47 months |
1.15% |
1.16% |
9 Months' Interest |
| 48 to 59 months |
1.30% |
1.31% |
9 Months' Interest |
| 60 months and over |
1.45% |
1.46% |
9 Months' Interest |
| *Minimum penalty is 7 days simple interest on any amount withdrawn (a) 1st 6 days after account is opened or (b) 6 days after previous withdrawal |
| Individual Retirement Accounts (IRAs) |
| 6 to 23 months |
0.85% |
0.85% |
3 to 6 Months' Interest* |
| 24 to 59 months |
1.05% |
1.06% |
6 Months' Interest |
| 60 months and over |
1.45% |
1.46% |
9 Months' Interest |
| * IRA CDs 6 to 11 months - 3 months' interest penalty * IRA CDs 12 to 23 months - 6 months' interest penalty |