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- Small Business Checking Account
- $100 minimum deposit to open
- Non-interest bearing account
- $10 monthly maintenance fee can be avoided by maintaining $2,000 monthly average collected balance
- 100 deposited items free ($0.40 per item in excess)
- 100 debit items free ($0.40 per item in excess)
- Imaged monthly bank statement
- Business Interest Checking Account (For individuals, sol proprietors, husbands and wives operating unincorporated businesses and non-profit corporations and organizations)
- $100 minimum deposit to open
- Tiered interest rate structure. Interest will be compounded daily, credited monthly and paid on the collected balance. No minimum balance required to earn interest
- $10 monthly maintenance fee; maintenance fee can be avoided by maintaining a $1,500 minimum daily ledger balance or $2,500 monthly average collected balance
- 75 deposited items free ($0.15 per item in excess)
- 75 debit items free ($0.15 per item in excess)
- Imaged monthly bank statement
- Commercial Money Market Account
- $100 minimum deposit to open
- Tiered interest rate structure. Interest will be compounded daily, credited monthly and paid on the collected balance. No minimum balance required to earn interest
- $10 monthly maintenance fee; maintenance fee can be avoided by maintaining a $1,500 minimum daily ledger balance or $2,500 monthly average collected balance
- Six (6) total debit transactions allowed with no more than three (3) debits by check or draft to third party; additional debits, checks, or drafts are $10 each, regardless of balance. If an account continuously exceeds the debit transactions allowed, we are required by law to reclassify or close the account
- Free first order of checks in pre-selected style
- Imaged monthly bank statement
- Commercial Checking Account
A monthly account analysis determines the monthly balance available to reduce or eliminate any service charges. An earnings allowance, computed using the positive average collected balance, less 10% reserve requirement, is used to offset analysis activity charges each month. This allowance is based on current market rates and is subject to change. The following criteria apply:
- $100 minimum deposit to open
- Non-interest bearing account
- $12 monthly maintenance fee
- $0.10 per deposited item
- $0.12 per debit item
- $0.25 per deposit
- Night drop
- $1.00 per plastic bag
- $2.00 per non-plastic bag Available at competitive rates
- Coin and currency
- $0.10 per strap
- $0.05 per roll
- $3.00 per bag loose coins
- Imaged monthly bank statement
- IOTA Account
- $100 minimum deposit to open
- $8 monthly maintenance fee
- $0.12 per deposited item
- $0.15 per debit item
- $5 handling fee
- Simple interest will be credited monthly and paid on the collected balance less the current reserve requirements
- Non-Profit Checking Account (Only for Non-Profit Organizations)
- $100 minimum deposit to open
- Tiered interest rate structure. Interest will be compounded daily, credited monthly and paid on the collected balance. No minimum balance required to earn interest
- $5 monthly maintenance fee; maintenance fee can be avoided by maintaining a $500 minimum daily ledger balance or $1,000 monthly average collected balance
- 100 deposited items free ($0.15 per item in excess)
- 100 debit items free ($0.15 per item in excess)
- Imaged monthly bank statement
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