• Free Checking

    • $100 minimum deposit to open
    • No monthly maintenance fee
    • No minimum balance
    • Free personalized checks in pre-selected style
    • Unlimited check writing
    • Non-interest bearing checking account
    • Imaged monthly bank statement
    • Free Debit Mastercard with unlimited transactions
    • Free Internet Banking

  • Basic Checking Account

    • $100 minimum deposit to open
    • Non-interest bearing checking account
    • $5 monthly maintenance fee
    • 15 free debits per month; $0.50 each after first 15
    • Free Debit Mastercard with unlimited transactions

  • Personal Checking Account

    • $100 minimum deposit to open
    • $8 monthly maintenance fee; maintenance fee can be avoided by maintaining a $500 minimum ledger balance or $1,500 monthly collected balance
    • Non-interest bearing checking account
    • Unlimited check writing
    • Free Debit Mastercard with unlimited transactions
    • Imaged monthly bank statement
    • 25% discount on Safe Deposit Box rental with automatic deduction from checking account

  • Interest Checking Account

    • $100 minimum deposit to open
    • Tiered interest rate structure. Interest will be compounded daily, credited monthly and paid on the collected balance. $500 minimum collected balanced required to earn interest
    • $10 monthly maintenance fee; maintenance fee can be avoided by maintaining a $1,000 minimum ledger balance or $1,500 monthly collected balance
    • Unlimited check writing
    • Free first order of checks in pre-selected style
    • Free Debit Mastercard with unlimited transactions
    • Imaged monthly bank statement
    • 25% discount on Safe Deposit Box rental with automatic deduction from checking account
    • No fee Travelers Cheques
    • Free official checks; limit 3 per month

  • Senior Checking Account (Age 50 and Up)

    • $100 minimum deposit to open
    • No monthly maintenance fee
    • Unlimited check writing
    • Free personalized checks in pre-selected style
    • Free Debit Mastercard with unlimited transactions
    • Imaged monthly bank statement
    • 25% discount on annual Safe Deposit Box rent with automatic deduction from checking account
    • Free Travelers Cheques
    • Free official checks; limit 3 per month

  • Personal Money Market Account

    • $100 minimum deposit to open
    • Tiered interest rate structure, interest will be compounded daily, credited monthly and paid on the collected balance. $500 minimum collected balance required to earn interest
    • $15 monthly maintenance fee; maintenance fee can be avoided by maintaining a $1,000 minimum daily ledger balance or a $5,000 monthly average collected balance
    • Six (6) total debit transactions allowed with no more than three (3) debits by check or draft to third party; additional debits or checks/drafts are $10 each, regardless of balance. If an account continuously exceeds the debit transaction allowed, we are required by law to reclassify or close the account.
    • Free first order of check in preselected style
    • Imaged monthly bank statement

  • Personal Savings Account (Must be 18 years old to open)

    • $100 minimum deposit to open
    • Interest will be compounded daily, credited quarterly and paid on the collected balance. No minimum balance required to earn interest
    • $3 monthly maintenance fee; maintenance fee can be avoided by maintaining a $300 minimum daily collected balance or a $1,000 monthly average collected balance
    • Three (3) total withdrawal transactions allowed per month; additional debits or check/drafts are $3 each, regardless of balance
    • Statement will be delivered quarterly

  • Minor Savings Account (Requires joint account ownership with parent or legal guardian)

    • $10 minimum deposit to open
    • Interest will be compounded daily, credited quarterly and paid on the collected balance. No minimum balance required to earn interest
    • No monthly maintenance fee
    • Three (3) total debit transactions allowed quarterly; additional debits or checks/drafts are $3 each, regardless of balance
    • Statement will be delivered quarterly

  • Individual Retirement Account (IRA)

    • Gulf Coast Community Bank can help you choose the individual retirement savings program that works best for you. See the Account Disclosure for more information. Be sure to ask how choosing the right IRA can help you realize your retirement goals.

  • Internet Banking

    • Enjoy the convenience of banking on-line! Check your balances, transfer funds, review your statement, or download account information directly into Quicken, MS Money or Excel. It’s easy, secure, and there is no software to install on your computer. Save time and enjoy the convenience of having access to your account 24 hours a day / 7 days a week. Call 434-9300 to request Internet Banking.


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